Non-Owner Car Insurance in Arizona
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If you drive in Arizona and don't own a car, this policy gives you liability cover.
- $73.the monthly average for owner liability.
- 25/50/15.the minimum liability limits.
- 17th of 51.states for cost (1st = highest).
Who non-owner insurance is for
- No car of your own, yet you regularly drive borrowed or rented ones.
- You're asked by Arizona to file an SR-22, and you have no car to insure.
- Any gap in cover between one car and the next can push up what you pay later, so you want to avoid it.
What this policy includes
A non-owner policy gives liability cover only. The Arizona minimum is 25/50/15, and a policy must meet it.
If you're the one who causes a crash while driving a borrowed car, the policy pays other people. It won't repair the car you're driving; the owner's policy normally pays first.
How much it costs
No official average exists for non-owner policies. Car owners in Arizona pay $879 a year on average for liability. Non-owner policies usually cost less, because no car sits in your driveway day after day.
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