SR-22 Insurance in Arizona
Numbers refreshed
In Arizona: who needs a filing, how long it lasts and what the state fee is.
- The form the state asks for is SR-22.
- 25/50/15.The minimum liability limits required.
- For cost, this state ranks 17th among 51 (1st = highest).
Arizona's SR-22 rules
In Arizona, an SR-22 filing has to be kept for 3 years following a serious offense.
Certain traffic convictions such as DUI trigger an SR-22 requirement in Arizona. That requirement also applies when a driver fails to hold liability insurance for a vehicle that they own or lease.
| Rule | Arizona |
|---|---|
| Form | SR-22 |
| Years you must keep it | 3 |
| Liability it must prove | 25/50/15 |
Source: Future Financial Responsibility (SR-22) | Department of Transportation; How long am I required to have an SR22? | Department of Transportation.
How it affects your price
The filing costs little on its own. What pushes the premium up is the offense behind it.
The state rate guides we use show one at-fault accident raising a price about 1.5 times.
At Arizona's liability average of $879, that works out to about $1,318 a year.
How you get one
- Ask your insurer to submit the form to the state; not every company offers this service.
- Don't have a car? A non-owner policy can carry that filing.
- Keep the policy paid up. If coverage lapses, the state is told, and the clock can start over.
Further reading on Arizona car insurance
First written