Non-Owner Car Insurance in Colorado
Numbers refreshed
Liability cover for Colorado drivers who don't own a car.
- $69.the average monthly cost of owner liability.
- 25/50/15.the minimum liability limits.
- [li] 10th of 51 in state cost rankings (1st = highest cost).
Who non-owner insurance is for
- You often drive borrowed or rented cars, but you don't own one.
- Colorado asks that you provide an SR-22 filing even though you have no car to insure.
- A gap in cover between cars can raise the next price, so you want to avoid it.
What this policy covers
A non-owner policy gives liability cover only. The Colorado minimum is 25/50/15, and the policy must meet it.
The policy pays other people if you're the one who caused the crash in a car you borrow. Repairs to the car you drive aren't covered; payment usually comes first from the owner's policy.
What this policy costs
No official average exists for non-owner policies. Among Colorado car owners, the average liability cost is $831 each year. Policies for non-owners generally cost less because no car sits in your driveway daily.
More car insurance information for Colorado
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