SR-22 Insurance in Colorado
Numbers refreshed
Find out who needs a Colorado filing, how long it remains in place and the state fee.
- SR-22.This is the form the state requests.
- 25/50/15.These are the minimum liability limits.
- Ranked for most expensive state: 10th of 51 (1st = highest).
Colorado SR-22 requirements
After a serious offense, Colorado requires you to keep an SR-22 filing for 3 years.
Colorado requires an SR-22 for reinstatement after certain suspensions and revocations. These include suspension for driving without insurance.
| Rule | Colorado |
|---|---|
| Form | SR-22 |
| Years you must keep it | 3 |
| State reinstatement fee | $95 |
| Liability it must prove | 25/50/15 |
Source: SR-22 and Insurance Information | Department of Revenue: Motor Vehicle; Auto Insurance | Colorado Department of Revenue; Suspension and Reinstatement FAQs | Department of Revenue: Motor Vehicle.
How it affects your price
The filing costs little, but the offense that led to it raises your premium.
Our state rate guides show that one accident for which you're at fault makes a price about 1.5 times as high.
That would mean about $1,247 a year based on the Colorado liability average of $831.
Getting one
- Ask your insurer to submit the form to the state; this service isn't offered by every company.
- Don't have a car? The filing can be part of a policy for non-owners.
- Keep your policy paid. A lapse gets reported to the state and can start the clock over.
More car insurance information for Colorado
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