Non-Owner Car Insurance in North Dakota
Numbers refreshed
Liability protection for drivers in North Dakota who don't own a car.
- $31.owner liability each month on average.
- The minimum liability limits are 25/50/25.
- For the most expensive state ranking, it places 48th of 51 (1st = highest).
This is who non-owner insurance is for
- Often, you drive borrowed or rented cars but don't own one.
- An SR-22 filing is requested by North Dakota, and you have no car to insure
- A gap in cover between cars can raise the next price, so you want to avoid it.
What the policy covers
A non-owner policy provides liability coverage only. The policy must meet the 25/50/25 minimum in North Dakota.
If you cause a crash in a borrowed car, the policy pays other people. It doesn't repair the car you drive; usually the owner's policy pays first.
What you pay
Non-owner coverage has no official average. Among car owners in North Dakota, liability coverage averages $372 each year. Non-owner policies usually cost less because no car sits in your driveway daily.
More about car insurance in North Dakota
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