SR-22 Insurance in North Dakota
Numbers refreshed
In North Dakota, who needs a filing, how long it lasts and what the state fee is.
- SR-22.The form that the state asks for.
- 25/50/25.Liability limits set at the minimum.
- For cost, its rank is 48th among 51 states (1st = highest).
The The SR-22 rules in North Dakota
Following a serious offense, an SR-22 filing is needed in North Dakota and kept for 1 year.
North Dakota commonly requires an SR22 following a conviction for DUI or APC, driving without liability insurance, driving under revocation, or an uninsured crash.
| Rule | North Dakota |
|---|---|
| Form | SR-22 |
| Years you must keep it | 1 |
| State reinstatement fee | $50 |
| Liability it must prove | 25/50/25 |
Source: Driver License | NDDOT; Transportation FAQ | North Dakota State Government: ND Portal; Driver Record Services and Suspensions | NDDOT.
How it affects your price
The filing itself costs little; the premium rises because of the offense behind it.
One at-fault accident raises the price about 1.5 times in the state rate guides we use.
North Dakota's liability average is $372, so that would be about $558 a year.
Getting one
- Not every company files this with the state, so ask your insurer to do it.
- Don't have a car? The filing can be carried by a non-owner policy.
- Keep payments current on the policy. The state is told about a lapse, and that can restart the clock.
First written