SR-22 Insurance in Tennessee
Numbers refreshed
In Tennessee, who needs a filing, how long it lasts and what the state fee is.
- The state requests this SR-22 form.
- 25/50/25.the minimum liability limits.
- Most expensive state (1st = highest), at 34th of 51.
Tennessee rules for SR-22
After a serious offense, Tennessee asks for an SR-22 filing.
In Tennessee, a DUI or accident claim can require an SR-22. An unsatisfied judgment, point accumulation, test refusal or leaving the scene can also lead to one.
| Rule | Tennessee |
|---|---|
| Form | SR-22 |
| Liability it must prove | 25/50/25 |
Source: Reinstatements; Do I need SR-22 Insurance?: State of Tennessee.
How it affects your price
The filing has a low cost, but the related offense is what increases your premium.
According to the rate guides we use for this state, one at-fault accident raises the price to about 1.5 times its amount.
A Tennessee liability average of $599 would work out to about $898 each year.
Getting one
- Not every company files it, so ask your insurer to file this form with the state.
- Don't have a car? The filing can go on a non-owner policy.
- Make sure your policy stays paid. A lapse gets reported to the state, and it can restart the clock.
Additional information about Tennessee car insurance
First written