South Carolina Car Insurance Calculator
Numbers refreshed
Answer three questions. We don't ask for your name, email or phone. The average for South Carolina is already set.
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What's the age of the main driver?
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How much cover do you want?
Priced from the NAIC state averages, state rate guides and IIHS-HLDI loss results. How the estimate works
The South Carolina averages used for the estimate
The calculator begins with the NAIC averages for South Carolina and then adjusts them for age, driving record and the car.
| Coverage in South Carolina | Per year | Per month |
|---|---|---|
| Liability | $963 | $80 |
| Collision | $419 | $35 |
| Comprehensive | $282 | $24 |
| Full coverage (all three) | $1,665 | $139 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
The way the estimate changes
| Driver | Price compared with an adult, clean record |
|---|---|
| 16 to 24 | x 3.11 |
| 25 to 64 | x 1.00 |
| 65 or older | x 0.94 |
| Clean record | x 1.00 |
| One speeding ticket | x 1.22 |
| One at-fault accident | x 1.50 |
Source: Texas Department of Insurance / OPIC: HelpInsure.com auto sample rates (public form data endpoint https://www.helpinsure.com/api/autoResults behind https://www.helpinsure.com/auto.html); HelpInsure.com Company FAQ (TDI): sample rates are liability-only; DC Department of Insurance, Securities and Banking: 2024 Automobile Insurance Premium Comparison, Sample Profiles (6 month policy).
More about car insurance in South Carolina
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