Full Coverage Car Insurance in South Carolina
Figures updated on
Liability, collision and comprehensive together, priced from the South Carolina averages.
- full coverage runs $139 a month on average.
- the minimum liability limits are 25/50/25.
- 16th of 51most expensive state (1st = highest)
How much full coverage costs in South Carolina
Full coverage adds collision and comprehensive to liability. Those two parts cost $702 a year in South Carolina, added on top of the $963 liability average.
| Coverage in South Carolina | Per year | Per month |
|---|---|---|
| Liability | $963 | $80 |
| Collision | $419 | $35 |
| Comprehensive | $282 | $24 |
| Full coverage (all three) | $1,665 | $139 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
When full coverage no longer pays off
If you owe money on the car, lenders and lease companies require it.
After settling the car balance, compare its value against the $702 yearly cost of extra coverage. If a single bad year of premiums would cover most of the car's value, liability only usually makes more sense.
Full coverage in South Carolina, by car
These estimates are for an adult with a clean record, based on IIHS-HLDI loss data. Among the 40 models we price, these are the cheapest and dearest:
| Car | Per year | Per month |
|---|---|---|
| Honda Pilot | $1,052 | $88 |
| Honda CR-V | $1,083 | $90 |
| Subaru Outback | $1,156 | $96 |
| Chevrolet Corvette | $1,262 | $105 |
| Kia Forte | $2,200 | $183 |
| Chevrolet Camaro | $2,584 | $215 |
| Dodge Charger | $3,012 | $251 |
| Dodge Challenger | $3,069 | $256 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
It was first written on .