SR-22 Insurance in South Carolina
Numbers refreshed
South Carolina filing requirements: who needs one, its duration and the state fee.
- SR-22.The form requested by the state.
- 25/50/25.The minimum limits for liability.
- Ranks 16th of 51 states for cost (1st = highest).
South Carolina SR-22 rules
South Carolina requires an SR-22 filing following a serious offense, and it must be kept for 3 years.
For a driver found guilty of driving their own vehicle while uninsured, South Carolina requires an SR-22 and a $700 uninsured motorist fee.
| Rule | South Carolina |
|---|---|
| Form | SR-22 |
| Years you must keep it | 3 |
| State reinstatement fee | $100 |
| Liability it must prove | 25/50/25 |
How it affects your price
The filing costs little, but the offense that led to it raises your premium.
The state rate guides we use show that one at-fault accident raises the price about 1.5 times.
With liability in South Carolina averaging $963, the amount would be about $1,445 per year.
How you can get one
- Ask your insurer to submit the form to the state, although not every company provides this service.
- Don't have a car? A non-owner insurance policy can include this filing.
- Keep payments current on your policy. A lapse gets reported to the state, and it can restart the clock.
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