Car Insurance in Las Vegas
Numbers refreshed
Nevada averages and local driving habits are the background to Las Vegas car insurance.
- $155Full coverage at the Nevada average each month.
- State minimum limits: 25/50/20.
What drivers in the Las Vegas area pay
In Nevada the average runs $1,866 a year for full coverage, while the legal minimum comes to $1,196. In a big city, prices usually sit above the state average, because of more traffic, more claims and more theft.
| Coverage in Nevada | Per year | Per month |
|---|---|---|
| Liability | $1,196 | $100 |
| Collision | $500 | $42 |
| Comprehensive | $170 | $14 |
| Full coverage (all three) | $1,866 | $155 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Driving within the city of Las Vegas
| Census figure | Las Vegas |
|---|---|
| People | 660,400 |
| Average trip to work | 26 minutes |
| Drive to work alone | 71% |
| Homes with no car | 9% |
| Median household income | $73,877 |
Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year table-based Summary File.
An estimate of your own
Age, record and car all feed into the price the Nevada calculator gives you For the state's rules, see Nevada car insurance requirements
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