Nevada Car Insurance Calculator
Figures updated on
There are three questions to answer, with no name, email or phone required. The average for the state of Nevada is already set.
1 of 2
What's the age of the main driver?
2 of 2
How much cover do you want?
Priced from the NAIC state averages, state rate guides and IIHS-HLDI loss results. How the estimate works
The Nevada averages behind the estimate
Based on the NAIC averages for Nevada, the calculator then adjusts for the driver's age, the driving record and the car.
| Coverage in Nevada | Per year | Per month |
|---|---|---|
| Liability | $1,196 | $100 |
| Collision | $500 | $42 |
| Comprehensive | $170 | $14 |
| Full coverage (all three) | $1,866 | $155 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
The way the estimate changes
| Driver | Price compared with an adult, clean record |
|---|---|
| 16 to 24 | x 3.11 |
| 25 to 64 | x 1.00 |
| 65 or older | x 0.94 |
| Clean record | x 1.00 |
| One speeding ticket | x 1.22 |
| One at-fault accident | x 1.50 |
Source: Texas Department of Insurance / OPIC: HelpInsure.com auto sample rates (public form data endpoint https://www.helpinsure.com/api/autoResults behind https://www.helpinsure.com/auto.html); HelpInsure.com Company FAQ (TDI): sample rates are liability-only; DC Department of Insurance, Securities and Banking: 2024 Automobile Insurance Premium Comparison, Sample Profiles (6 month policy).
It was first written