Cheapest Car Insurance in Georgia
Figures updated
Insurer rankings based on prices Georgia publishes, along with ways to cut your own bill.
- $99.what the legal minimum costs each month on average.
- 25/50/25.the minimum liability limits.
- 5th of 51.the most expensive state (1st = highest).
Who's cheapest in Georgia
Official figures can't be used to rank every company in Georgia because the state doesn't publish an insurer price comparison. The cheapest legal policy costs $1,187 per year on average, or about $99 each month (NAIC).
Get quotes from at least three insurers using the same limits and deductibles. Often, prices for one driver vary greatly between direct writers, local agents and regional companies.
Ways to lower your bill
- Keep the state minimum only on an old car you could replace with cash: dropping collision and comprehensive saves $785 a year on the Georgia average.
- Raise your deductible; the money you save each year often beats what one claim would cost you extra.
- Request each discount by name, including good student, multi-car, paying in full, bundling home and auto and safe-driving apps.
- At each renewal, compare the prices once more. A rise in one price doesn't mean other companies went up too.
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