SR-22 Insurance in Georgia
Numbers refreshed
A Georgia filing: who needs one, its duration and the state fee.
- The state requests SR-22A (Georgia Safety Responsibility Insurance Certificate).
- 25/50/25.The minimum liability limits.
- For cost, the state ranks 5th among 51, since 1st = highest.
SR-22 requirements in the state of Georgia
When a serious offense happens, Georgia asks for an SR-22A (Georgia Safety Responsibility Insurance Certificate) filing that is kept for 3 years.
Georgia requires an SR-22A insurance policy for reinstatement following a second or later 'No Insurance' suspension.
| Rule | Georgia |
|---|---|
| Form | SR-22A (Georgia Safety Responsibility Insurance Certificate) |
| Years you must keep it | 3 |
| Liability it must prove | 25/50/25 |
Source: GA R&R: GAC: Subject 375-3-3 REVOCATION AND SUSPENSION; No Proof of Insurance Multiple | Georgia Department of Driver Services.
How it affects your price
The filing itself is cheap; it's the offense behind it that raises the premium.
The state rate guides we use show one at-fault accident raising a price about 1.5 times.
Georgia's liability average is $1,187, so the annual cost would be about $1,781.
Getting a filing
- Ask the company you insure with to submit the form to the state, since not every one does.
- Don't have a car? The filing can be carried by a policy for non-owners.
- Make sure the policy stays paid. If coverage lapses, the state is notified, which can restart the clock.
First written