Cheapest Car Insurance in New Hampshire
Numbers refreshed
Where New Hampshire publishes prices, insurers are ranked by them, and you can see how to cut your own bill.
- $43.the average monthly cost of the legal minimum.
- 25/50/25.the minimum liability limits.
- 46th of 51.the most expensive state (1st = highest).
Who has the lowest rates in New Hampshire
Because New Hampshire doesn't publish a price comparison of insurers, you can't rank every company in the state using official figures. On average, the cheapest legal policy costs $517 a year, or about $43 a month (NAIC).
Get quotes from at least three insurers using the same limits and deductibles. Local agents, regional companies and direct writers often quote very different prices for the same driver.
Ways to spend less
- Keep the state minimum only on an old car you could replace with cash: dropping collision and comprehensive saves $586 a year on the New Hampshire average.
- Raise your deductible; what you save in a year often beats the extra you'd pay in one claim.
- Good student, multi-car, bundling home and auto, paying in full, and safe-driving apps: ask for each one by name.
- At every renewal, compare prices once more. Your rate going up doesn't mean the rates at other companies went up as well.
More about car insurance in New Hampshire
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