Full Coverage Car Insurance in New Hampshire
The numbers were updated on November 4, 2026
Liability, collision and comprehensive together, priced from the New Hampshire averages.
- For full coverage, the average is $92 a month.
- The minimum liability limits are 25/50/25.
- 46th most expensive of 51 states (1st = highest).
What does full coverage cost in New Hampshire?
Full coverage adds collision and comprehensive to liability. For New Hampshire, the two parts cost $586 a year above the $517 average for liability.
| Coverage in New Hampshire | Per year | Per month |
|---|---|---|
| Liability | $517 | $43 |
| Collision | $405 | $34 |
| Comprehensive | $181 | $15 |
| Full coverage (all three) | $1,103 | $92 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
When full coverage no longer makes sense
While any money remains owed on the car, lenders and lease companies require it.
After you pay off the car, compare its value with the $586 yearly price of extra cover. If premiums for one bad year would cover most of the car's price, you'd usually get a better deal with liability only.
New Hampshire: full coverage by car
These estimates are based on IIHS-HLDI loss results and cover an adult with a clean record. Of the 40 models we price, these have the lowest and highest costs:
| Car | Per year | Per month |
|---|---|---|
| Honda Pilot | $707 | $59 |
| Honda CR-V | $714 | $60 |
| Subaru Outback | $759 | $63 |
| Toyota RAV4 | $833 | $69 |
| Mercedes-Benz C-Class | $1,506 | $125 |
| Chevrolet Camaro | $1,739 | $145 |
| Dodge Charger | $1,977 | $165 |
| Dodge Challenger | $2,054 | $171 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
Learn more about car insurance in New Hampshire
It was first written on November 4, 2026