Average Car Insurance Cost in New Hampshire
Numbers refreshed
NAIC averages for New Hampshire by coverage, along with where the state ranks nationally.
- $1,103.the yearly average for full coverage.
- 25/50/25.liability coverage at the minimum.
- 46th of 51.position in the most expensive state ranking (1st = highest).
New Hampshire: average cost for each coverage type
In New Hampshire, full coverage costs $1,103 a year on average. The US yearly average is $1,613, so this amount is 32% lower.
Per insured car, spending averaged $976 in 2023 and $1,073 in 2024, an increase of 10.0%.
| Coverage in New Hampshire | Per year | Per month |
|---|---|---|
| Liability | $517 | $43 |
| Collision | $405 | $34 |
| Comprehensive | $181 | $15 |
| Full coverage (all three) | $1,103 | $92 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Similar states next to New Hampshire
| State | Rank | Full coverage a year | A month |
|---|---|---|---|
| Ohio | 43rd | $1,134 | $94 |
| Iowa | 44th | $1,133 | $94 |
| Wisconsin | 45th | $1,112 | $93 |
| New Hampshire | 46th | $1,103 | $92 |
| Idaho | 47th | $1,086 | $91 |
| North Dakota | 48th | $1,078 | $90 |
| Hawaii | 49th | $1,051 | $88 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
The figure that applies to you
Averages cover all ages and records. Your age and record are factored into the New Hampshire calculator.
Car insurance in New Hampshire: more details
First written