Cheapest Car Insurance in West Virginia
Numbers refreshed
Where West Virginia publishes insurer prices, we rank them by cost, plus ways to lower what you pay.
- $47.is the average monthly cost of the legal minimum.
- 25/50/25.liability limits at the lowest level.
- 32nd of 51.the most expensive state (1st = highest).
Who offers the lowest rates in West Virginia
Because West Virginia publishes no price comparison of insurers, you can't rank every company there using official figures. On average, the cheapest legal policy runs $567 a year, or about $47 a month (NAIC).
Get quotes from at least three insurers using the same limits and deductibles. You often see very different prices for one driver depending on whether you ask a direct writer, a local agent or a regional company.
How to pay less
- Keep the state minimum only on an old car you could replace with cash: dropping collision and comprehensive saves $800 a year on the West Virginia average.
- Raise your deductible, since the amount you save each year often exceeds what one claim would cost you extra.
- Request each discount by name: paying in full, good student, multi-car, bundling home and auto, safe-driving apps.
- Renewal time calls for another price check, and your own rate rising doesn't mean the rest rose as well.
Read more about West Virginia car insurance
First written