Average Car Insurance Cost in West Virginia
Numbers refreshed
NAIC averages for West Virginia, broken out by coverage, along with its national rank.
- $1,367.average each year for full coverage.
- 25/50/25.the lowest liability limits.
- 32nd of 51.the most expensive state (1st = highest).
Average cost by coverage in West Virginia
Full coverage in West Virginia runs at $1,367 a year on average. That's 15% less than the US average, which is $1,613 a year.
Spending per insured car averaged $1,063 in 2023 and $1,179 in 2024, an increase of 10.9%.
| Coverage in West Virginia | Per year | Per month |
|---|---|---|
| Liability | $567 | $47 |
| Collision | $441 | $37 |
| Comprehensive | $359 | $30 |
| Full coverage (all three) | $1,367 | $114 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
West Virginia compared with similar states
| State | Rank | Full coverage a year | A month |
|---|---|---|---|
| Illinois | 29th | $1,383 | $115 |
| Oregon | 30th | $1,375 | $115 |
| Minnesota | 31st | $1,373 | $114 |
| West Virginia | 32nd | $1,367 | $114 |
| Virginia | 33rd | $1,358 | $113 |
| Tennessee | 34th | $1,354 | $113 |
| Nebraska | 35th | $1,345 | $112 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
The figure for you
Averages put every age and record together. The West Virginia calculator makes it fit yours.
Learn more about car insurance in West Virginia
First written