Full Coverage Car Insurance in Oklahoma
Figures updated
Liability, collision and comprehensive together, priced from the Oklahoma averages.
- $121average a month for full coverage
- 25/50/25minimum liability limits
- 23rd of 51most expensive state (1st = highest)
What full coverage costs in Oklahoma
Full coverage adds collision and comprehensive to liability. In Oklahoma those two parts add $838 a year on top of the $616 liability average.
| Coverage in Oklahoma | Per year | Per month |
|---|---|---|
| Liability | $616 | $51 |
| Collision | $460 | $38 |
| Comprehensive | $378 | $32 |
| Full coverage (all three) | $1,454 | $121 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
When full coverage stops paying off
Lenders and lease companies require it while you owe money on the car.
Once the car is paid off, compare its value with the $838 a year the extra cover costs. If one bad year of premiums would buy most of the car, liability only is usually the better deal.
Full coverage by car in Oklahoma
Estimates for an adult with a clean record, from IIHS-HLDI loss results. The cheapest and dearest of the 40 models we price:
| Car | Per year | Per month |
|---|---|---|
| Honda CR-V | $942 | $78 |
| Honda Pilot | $957 | $80 |
| Subaru Outback | $1,026 | $86 |
| Toyota RAV4 | $1,077 | $90 |
| Mercedes-Benz C-Class | $2,017 | $168 |
| Chevrolet Camaro | $2,404 | $200 |
| Dodge Charger | $2,524 | $210 |
| Dodge Challenger | $2,736 | $228 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
Originally written