Average Car Insurance Cost in Oklahoma
Numbers refreshed
NAIC averages for Oklahoma broken out by coverage, plus where the state ranks nationally.
- $1,454.the yearly average for full coverage.
- 25/50/25.the minimum liability limits.
- Oklahoma ranks as the 23rd most expensive of 51 states (1st = highest).
Average cost by coverage in Oklahoma
In Oklahoma, full coverage runs at an average of $1,454 a year. The annual figure is 10% below the US average of $1,613.
In 2024, average spending per insured car reached $1,183, compared with $1,082 in 2023. That's up 9.3%.
| Coverage in Oklahoma | Per year | Per month |
|---|---|---|
| Liability | $616 | $51 |
| Collision | $460 | $38 |
| Comprehensive | $378 | $32 |
| Full coverage (all three) | $1,454 | $121 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Oklahoma compared with similar states
| State | Rank | Full coverage a year | A month |
|---|---|---|---|
| Washington | 20th | $1,522 | $127 |
| Arkansas | 21st | $1,465 | $122 |
| Missouri | 22nd | $1,462 | $122 |
| Oklahoma | 23rd | $1,454 | $121 |
| New Mexico | 24th | $1,422 | $118 |
| Utah | 25th | $1,403 | $117 |
| Alaska | 26th | $1,399 | $117 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
The number that applies to you
Averages include people of all ages and records. The Oklahoma calculator adjusts for your age and record.
More information about car insurance in Oklahoma
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