Non-Owner Car Insurance in Iowa
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Liability protection for Iowa drivers who don't own a car.
- $36.average owner liability each month.
- 20/40/15.minimum limits for liability coverage.
- 44th of 51.for cost, in a list of the most expensive states where 1st = highest.
Who non-owner insurance suits
- Often you drive cars that are borrowed or rented, and you don't own one.
- You have no car to insure, and Iowa asks for an SR-22 filing.
- You want to keep cover going between cars because a gap can raise the next price.
What the policy covers
Only liability is included in a non-owner policy It must meet the 20/40/15 minimum in Iowa.
If you cause a crash in a borrowed car, it pays other people. It won't fix damage to the car you're driving, and the owner's coverage usually pays first.
How much it costs
There is no official average for non-owner policies. Among car owners in Iowa, the average liability cost is $427 a year. Non-owner policies usually cost less because you don't keep a car in your driveway daily.
Learn more about car insurance in Iowa
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