Non-Owner Car Insurance in Maryland
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Liability cover for Maryland drivers who don't own a car.
- $79.average monthly cost for owner liability.
- 30/60/15.the minimum liability limits.
- 12th of 51.the most expensive state (1st = highest).
Who a non-owner policy is for
- You often drive cars you borrow or rent, but you don't own one.
- You have no car to insure, and the state or a court asks you to prove insurance.
- You want to avoid a gap in coverage between cars, since that can raise your next price.
What this policy covers
A non-owner policy covers liability only. The Maryland minimum of 30/60/15 is what it must meet.
If a crash in a borrowed car is your fault, other people get paid. It won't repair the car you drive, and the owner's policy usually pays first.
How much it costs
No official average exists for non-owner policies. For car owners in Maryland, the average liability cost is $944 a year. Non-owner policies usually cost less because you don't have a car in your driveway every day.
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