Non-Owner Car Insurance in Rhode Island
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Rhode Island drivers without a car can get liability coverage.
- $87.Average monthly owner liability cost.
- Minimum liability limits: 25/50/25.
- 9th of 51.Most expensive state ranking (1st = highest).
People suited to non-owner insurance
- You often drive borrowed or rented cars but don't own one.
- You have no car to insure when the state or a court asks you to prove insurance.
- You want cover without a gap when you change cars, since that gap can raise the next price.
What this policy covers
With a non-owner policy, liability is the only cover. To comply, the policy must reach the Rhode Island minimum of 25/50/25.
If you cause a crash in a borrowed car, it pays other people. No repair is included for the car you drive. Usually, the owner's policy pays first.
Cost of this policy
Non-owner policies have no official average. The average annual liability cost for car owners in Rhode Island is $1,041. Non-owner policies usually cost less because no car stays in your driveway every day.
Learn more about car insurance in Rhode Island
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