SR-22 Insurance in Rhode Island
Numbers refreshed
Rhode Island filing information covers who needs one, its duration and the state fee.
- The state asks for no SR-22 form.
- Minimum liability limits: 25/50/25.
- Ranked 9th of 51 among the most expensive states (1st = highest).
Rhode Island SR-22 rules
Rhode Island has no SR-22 form. Instead, your insurer provides the state with proof of your coverage.
| Rule | Rhode Island |
|---|---|
| Form | No SR-22 form; the insurer reports cover |
| Liability it must prove | 25/50/25 |
How it affects your price
The filing itself is cheap. What raises your premium is the offense behind it.
Our state rate guides show that one at-fault accident raises the price about 1.5 times.
Based on the $1,041 liability average for Rhode Island, the annual cost would be about $1,561.
Getting one
- Ask your insurer to submit the form to the state, though not every company offers this service.
- Don't have a car? You can carry the filing through a non-owner policy.
- Keep the policy paid up. A lapse gets reported to the state, and this can restart the clock.
Further reading on car insurance in Rhode Island
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