SR-22 Insurance in Hawaii
Figures updated
Who needs to file in Hawaii, the state fee and how long it lasts.
- The SR-22 is the form the state asks for.
- the minimum liability limits are 40/80/20.
- 49th of 51most expensive state (1st = highest)
The SR-22 rules in Hawaii
After a serious offense, Hawaii asks that an SR-22 filing be kept for 3 years.
People convicted of certain vehicle offenses need an SR-22 under Hawaii's Motor Vehicle Safety Responsibility Law.
| Rule | Hawaii |
|---|---|
| Form | SR-22 |
| Years you must keep it | 3 |
| State reinstatement fee | $20 |
| Liability it must prove | 40/80/20 |
Source: Hawaii Driver's Manual, Hawaii DOT; Driver's License FAQ | Department of Customer Services.
How it affects your price
The filing costs little. The offense behind it raises your premium.
According to the state rate guides we use, one accident in which you're at fault raises the price about 1.5 times.
The Hawaii liability average is $477, which would make the price about $715 a year.
Getting one
- Ask your insurer to submit the form to the state. Not every company does this.
- Don't have a car? You can put the filing on a non-owner policy.
- Keep payments current on your policy. The state receives a report about a lapse, which can restart the clock.
Learn more about car insurance in Hawaii
Originally written