Average Car Insurance Cost in Hawaii
Numbers refreshed
For Hawaii, NAIC averages by coverage, along with its national rank.
- $1,051.the yearly average for full coverage.
- 40/80/20.the minimum liability limits.
- The rank is 49th of 51.For state prices, 1st means the highest cost.
Average Hawaii costs by coverage
In Hawaii, full coverage runs $1,051 a year on average. This amount is 35% below the yearly US average of $1,613.
Average spending per insured car increased 5.0%, from $890 during 2023 to $935 during 2024.
| Coverage in Hawaii | Per year | Per month |
|---|---|---|
| Liability | $477 | $40 |
| Collision | $447 | $37 |
| Comprehensive | $128 | $11 |
| Full coverage (all three) | $1,051 | $88 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Similar states compared with Hawaii
| State | Rank | Full coverage a year | A month |
|---|---|---|---|
| Wisconsin | 45th | $1,112 | $93 |
| New Hampshire | 46th | $1,103 | $92 |
| Idaho | 47th | $1,086 | $91 |
| North Dakota | 48th | $1,078 | $90 |
| Hawaii | 49th | $1,051 | $88 |
| Vermont | 50th | $1,040 | $87 |
| Maine | 51st | $1,000 | $83 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
The number that applies to you
Every age and record is included in the averages. The Hawaii calculator makes adjustments for your age and record.
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