SR-22 Insurance in Idaho
Numbers refreshed
The state fee, how long a filing lasts in Idaho and who needs one.
- The form the state requests: SR-22.
- Minimum liability limits: 25/50/15.
- It ranks 47th of 51 states by cost, with 1st = highest.
The SR-22 rules in Idaho
Following a serious offense, Idaho asks for an SR-22 filing to be kept for 3 years.
In Idaho, DUI and certain other convictions require an SR-22, including reckless driving, eluding police, leaving an injury crash scene and driving uninsured.
| Rule | Idaho |
|---|---|
| Form | SR-22 |
| Years you must keep it | 3 |
| State reinstatement fee | $85 |
| Liability it must prove | 25/50/15 |
Source: Driver Records and Suspensions | Idaho Transportation Department; Idaho Transportation Department, SR-22 and Reinstatement Information (PDF).
How it affects your price
The filing is cheap, but the offense behind it causes the premium to rise.
In our state rate guides, an accident where you're at fault pushes a price to about 1.5 times.
That would make the annual cost about $779, based on Idaho's $519 average liability rate.
Getting a filing
- To have the form filed with the state, ask your insurer; not every company does.
- Don't have a car? A non-owner coverage policy can include the filing.
- Keep payments current on the policy. The state receives a lapse report, which can restart the clock.
First written