Average Car Insurance Cost in Idaho
Numbers refreshed
NAIC averages for Idaho, broken out by coverage, plus its national rank.
- $1,086.the yearly average for full coverage.
- 25/50/15.the lowest liability limits.
- 47th of 51.the most expensive state (1st = highest).
Idaho average cost by coverage
In Idaho, full coverage runs $1,086 a year on average. That amount is 33% below the US yearly average of $1,613.
In 2024, average spending per insured car hit $956, up 10.6% from $864 in 2023.
| Coverage in Idaho | Per year | Per month |
|---|---|---|
| Liability | $519 | $43 |
| Collision | $369 | $31 |
| Comprehensive | $198 | $16 |
| Full coverage (all three) | $1,086 | $91 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Idaho compared with similar states
| State | Rank | Full coverage a year | A month |
|---|---|---|---|
| Iowa | 44th | $1,133 | $94 |
| Wisconsin | 45th | $1,112 | $93 |
| New Hampshire | 46th | $1,103 | $92 |
| Idaho | 47th | $1,086 | $91 |
| North Dakota | 48th | $1,078 | $90 |
| Hawaii | 49th | $1,051 | $88 |
| Vermont | 50th | $1,040 | $87 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
The figure for you
Averages cover all ages and records, and the Idaho calculator adjusts for your age and record.
First written