Cheapest Car Insurance in Indiana
Numbers refreshed
Insurers are ranked by price in the cases where Indiana publishes them. You also find ways to cut your own bill.
- $44.per month on average for legal minimum coverage.
- The minimum liability limits are 25/50/25.
- Cost puts this state 42nd of 51 (1st = highest).
Who has the lowest price in Indiana
Indiana doesn't publish a price comparison of insurers, so official figures can't rank every company there. On average, the cheapest legal policy runs $523 a year, or about $44 a month (NAIC).
Get quotes from three or more insurers using the same limits and deductibles. Direct writers, local agents and regional companies often quote very different prices for the same driver.
How to pay less
- Keep the state minimum only on an old car you could replace with cash: dropping collision and comprehensive saves $619 a year on the Indiana average.
- Raise your deductible; the money you save in a year often beats what one claim would cost you extra.
- Ask by name for each discount: multi-car, good student, paying in full, bundling home and auto, safe-driving apps.
- Compare prices again at every renewal. One price going up doesn't mean other companies went up too.
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