Liability Car Insurance in Indiana
Numbers refreshed
What the cheapest legal policy in Indiana costs, and what it leaves out
- $44.the average monthly price for liability
- 25/50/25.the minimum liability limits
- 42nd of 51.the most expensive state (1st = highest)
How much liability costs in Indiana
For liability-only policies, Indiana drivers pay $523 a year on average, which works out to about $44 a month For liability, Indiana ranks as the 39th most expensive state
| Coverage in Indiana | Per year | Per month |
|---|---|---|
| Liability | $523 | $44 |
| Collision | $397 | $33 |
| Comprehensive | $222 | $18 |
| Full coverage (all three) | $1,142 | $95 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
What you still pay with the minimum
In Indiana, the least liability coverage required is 25/50/25. Each person hurt is covered up to $25,000, everyone hurt in one crash up to $50,000, and other people's property damage up to $25,000.
Other people are the ones liability coverage pays You pay for repairs to your own car out of pocket unless you add collision
The part of a crash bill that goes past your limits may be claimed from you. Raising your limits usually costs much less than the jump in protection you receive.
First written