SR-22 Insurance in Indiana
Numbers refreshed
In Indiana, here's who needs a filing, how long it lasts and what the state fee is.
- The SR22 form that the state asks for.
- 25/50/25.the minimum liability limits.
- 42nd of 51.overall. Most expensive state (1st = highest).
Indiana's SR-22 rules
After a serious offense, Indiana asks for an SR22 filing that is kept for 0.5 years.
Certain court-related convictions or insurance violations may lead Indiana to require SR22 insurance for regaining driving privileges.
| Rule | Indiana |
|---|---|
| Form | SR22 |
| Years you must keep it | 0.5 |
| Liability it must prove | 25/50/25 |
Source: Driver's Licenses, Permits & IDs: Proof of Financial Responsibility.
How it affects your price
The filing costs little; the offense behind it is what pushes your premium up.
In the state rate guides we use, a single at-fault accident raises the price about 1.5 times.
Applied to the Indiana liability average of $523, that's about $785 a year.
Steps for getting one
- For filing, ask your insurer to send the form to the state; some companies don't.
- No car at all? The filing can be carried by a policy for non-owners.
- Keep the policy paid up. The state receives reports of lapses, and a lapse can restart the clock.
First written