Cheapest Car Insurance in Kansas
Numbers refreshed
Insurers ranked by price wherever Kansas publishes those figures, plus ways to lower what you pay yourself.
- $44.the average monthly price for the legal minimum.
- 25/50/25.the minimum liability limits.
- 38th of 51.the most expensive state (1st = highest).
Who offers the lowest prices in Kansas
Kansas doesn't publish any comparison of insurer prices, so official figures can't rank every company in the state. The cheapest policy meeting the legal minimum averages $528 a year, about $44 each month (NAIC).
Get quotes from at least three insurers using the same limits and deductibles. For one driver, prices often differ a lot among a regional company, a direct writer and a local agent.
How to pay less
- Keep the state minimum only on an old car you could replace with cash: dropping collision and comprehensive saves $767 a year on the Kansas average.
- Raise your deductible and the yearly saving often outweighs the extra cost of a single claim.
- Request each discount by name: good student, bundling home and auto, multi-car, paying in full, safe-driving apps.
- At each renewal, compare prices again. Your rate rising doesn't mean others rose too.
First written