Liability Car Insurance in Kansas
Numbers refreshed
A look at Kansas's cheapest legal policy, its price and the gaps it leaves.
- $44.a month for liability, on average.
- 25/50/25.the minimum liability limits.
- 38th of 51.Where the state lands on the most expensive list (1st = highest).
What liability coverage costs in Kansas
In Kansas, liability-only car insurance averages $528 a year, or about $44 a month. For liability coverage, it ranks as the 38th most expensive state.
| Coverage in Kansas | Per year | Per month |
|---|---|---|
| Liability | $528 | $44 |
| Collision | $381 | $32 |
| Comprehensive | $386 | $32 |
| Full coverage (all three) | $1,295 | $108 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
What you're still paying with the minimum
The state of Kansas requires a minimum liability level of 25/50/25. Each injured person is covered for $25,000, while one crash has $50,000 in coverage for all injured people. Another $25,000 covers damage to other people's property.
Other people are the ones liability coverage pays. Unless you add collision, you pay for repairs to your own car.
Any amount beyond your limits after a crash can be claimed from you. Raising your limits usually costs much less than the extra protection it buys.
First written