Full Coverage Car Insurance in Kansas
Numbers refreshed
Using Kansas averages, the price combines liability, collision and protection for non-crash damage.
- $108.is the average monthly price for full coverage.
- 25/50/25.These are the minimum liability limits.
- It ranks 38th in cost among 51 states (1st = highest).
How much full coverage costs in Kansas
Full coverage includes liability, collision and protection for non-crash damage. In Kansas, those two parts together add $767 a year beyond the $528 liability average.
| Coverage in Kansas | Per year | Per month |
|---|---|---|
| Liability | $528 | $44 |
| Collision | $381 | $32 |
| Comprehensive | $386 | $32 |
| Full coverage (all three) | $1,295 | $108 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
The point when full coverage no longer pays off
If you still owe money on the car, lenders and lease companies require full coverage.
Once you've paid off the car, compare its value with the $767 yearly cost of extra coverage. Liability only is usually the better deal if a single bad year of premiums would pay for most of the car.
Full coverage for each car in Kansas
These estimates come from IIHS-HLDI loss results for an adult with a clean record. We price 40 models, and these have the lowest and highest costs:
| Car | Per year | Per month |
|---|---|---|
| Honda CR-V | $840 | $70 |
| Honda Pilot | $862 | $72 |
| Subaru Outback | $924 | $77 |
| Toyota RAV4 | $952 | $79 |
| Mercedes-Benz C-Class | $1,807 | $151 |
| Chevrolet Camaro | $2,181 | $182 |
| Dodge Charger | $2,221 | $185 |
| Dodge Challenger | $2,448 | $204 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
First written