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Car Insurance Cost Estimator

Non-Owner Car Insurance in Kansas

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Liability protection for Kansas drivers who don't own a car.

  • $44.Average monthly cost for owner liability.
  • The minimum liability limits are 25/50/25.
  • Cost ranks it 38th among 51 states.1st = highest.

Non-owner insurance and who it suits

  • Often, you drive borrowed or rented cars without owning one.
  • You have no car to insure, but Kansas asks you for an SR22 filing.
  • You want no gap in cover between cars, since that gap can raise the next price.

What does it cover?

Liability is the only cover in a non-owner policy. In Kansas, 25/50/25 is the minimum this policy must meet.

If you cause a crash in a borrowed car, the policy pays other people. Repairs to the car you drive are not covered by it. The owner's policy normally pays first.

How much does it cost?

No official average exists for non-owner policies. Car owners in Kansas pay an average of $528 per year for liability. Non-owner policies usually cost less because you don't have a car parked in your driveway daily.

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