Cheapest Car Insurance in Missouri
Numbers refreshed
Where Missouri publishes insurer prices, the ranking is by price, and you also get ways to lower your own bill.
- $56.the average monthly cost of the legal minimum.
- 25/50/25.the minimum liability limits.
- 22nd of 51.the most expensive state (1st = highest).
Which insurers cost the least in Missouri
Missouri publishes no price comparison of insurers, so nobody can rank every company in the state from official figures. Averages put the cheapest legal policy at $669 a year and roughly $56 each month (NAIC).
Get quotes from at least three insurers using the same limits and deductibles. Prices for one driver often vary widely among a local agent, a direct writer or a regional company.
Ways to spend less
- Keep the state minimum only on an old car you could replace with cash: dropping collision and comprehensive saves $793 a year on the Missouri average.
- Raise your deductible; what you save each year often beats the extra cost of one claim.
- Each discount should be requested by name: multi-car, good student, home and auto bundled, paying in full, apps for safe driving.
- When your policy renews, compare prices again, because one company raising its rate doesn't mean the others did too.
Learn more about car insurance in Missouri
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