Non-Owner Car Insurance in Missouri
Numbers refreshed
Liability coverage for drivers in Missouri who don't own a car.
- $56.Average monthly owner liability.
- 25/50/25.These are the minimum liability limits.
- Among 51 states, this one ranks 22nd by expense, with 1st = highest.
People suited to non-owner insurance
- You often drive borrowed or rented cars but don't own one.
- Missouri requests an SR-22 filing from you, and there's no car of yours to insure.
- You want coverage to continue between cars, since a gap can increase your next price.
Coverage provided
Liability is the only cover included in a non-owner policy. The policy must satisfy Missouri's minimum limits of 25/50/25.
If you cause a crash while driving a borrowed car, the policy pays other people. The car you drive doesn't get repair coverage from this policy. Its owner's policy usually pays first.
Policy costs
No official average exists for non-owner policies. For Missouri car owners, the average liability cost is $669 each year. Non-owner policies usually cost less because you don't keep a car in your driveway every day.
First written