Cheapest Car Insurance in Wyoming
Numbers refreshed
Where Wyoming publishes prices, insurers are listed in price order, along with ways to lower your bill.
- $35.what the legal minimum costs each month on average.
- 25/50/20.minimum limits for liability.
- 40th of 51.the most costly state (1st = highest).
Which insurer is cheapest in Wyoming
Wyoming publishes no price comparison of insurers, so official figures can't rank every company there. On average, the lowest priced legal policy runs $422 a year, or about $35 a month (NAIC).
Get quotes from at least three insurers using the same limits and deductibles. One driver often gets very different prices from a local agent, a regional company or a direct writer.
Ways to spend less
- Keep the state minimum only on an old car you could replace with cash: dropping collision and comprehensive saves $840 a year on the Wyoming average.
- Raise your deductible; over a year the saving often beats the extra you'd pay in one claim.
- Name the discount when you ask for it: multi-car, good student, paying in full, bundling home and auto, safe-driving apps.
- Shop around again when your policy renews; if your price goes up, that doesn't mean other insurers raised theirs too.
First written