Full Coverage Car Insurance in Wyoming
Numbers refreshed
Liability, collision and comprehensive together, priced from the Wyoming averages.
- [li] $105.the average monthly cost of full coverage.
- [li] 25/50/20.the minimum liability limits.
- [li] 40th of 51.the most expensive state (1st = highest).
The cost of full coverage in Wyoming
Full coverage adds collision and comprehensive to liability. [p] For Wyoming drivers, adding those two parts costs $840 a year beyond the $422 liability average.
| Coverage in Wyoming | Per year | Per month |
|---|---|---|
| Liability | $422 | $35 |
| Collision | $363 | $30 |
| Comprehensive | $477 | $40 |
| Full coverage (all three) | $1,262 | $105 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
When it's no longer worth paying for full coverage
[p] While you still owe money on the car, lenders and lease companies require it.
[p] After the car is paid off, compare what it's worth against the $840 a year that extra cover costs. If premiums in one bad year would buy most of the car, the better deal is usually liability only.
In Wyoming, full coverage costs by car
[p] These estimates are for an adult with a clean record and come from IIHS-HLDI loss results. [p] Of the 40 models we price, here are the cheapest and the dearest:
| Car | Per year | Per month |
|---|---|---|
| Honda CR-V | $817 | $68 |
| Honda Pilot | $862 | $72 |
| Toyota RAV4 | $907 | $76 |
| Subaru Outback | $916 | $76 |
| Mercedes-Benz C-Class | $1,807 | $151 |
| Dodge Charger | $2,096 | $175 |
| Chevrolet Camaro | $2,217 | $185 |
| Dodge Challenger | $2,413 | $201 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
First written