Liability Car Insurance in Wyoming
Numbers refreshed
What Wyoming's cheapest legal policy costs and excludes.
- For liability, $35 a month on average.
- The minimum liability limits are 25/50/20.
- It is the 40th of 51 in the most expensive state ranking.Here, 1st = highest.
Wyoming liability insurance costs
In Wyoming, liability-only car insurance costs $422 a year on average, or about $35 a month. For liability, Wyoming is the 48th most expensive state.
| Coverage in Wyoming | Per year | Per month |
|---|---|---|
| Liability | $422 | $35 |
| Collision | $363 | $30 |
| Comprehensive | $477 | $40 |
| Full coverage (all three) | $1,262 | $105 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
What you still pay with the minimum
Wyoming sets 25/50/20 as the minimum for liability coverage. The limits are $25,000 per person hurt, $50,000 for all injuries in a single crash and $20,000 for harm to property belonging to others.
Other people are paid through this liability coverage. If you don't add collision, you pay for repairs to your own car.
Any costs above your limits after a crash can be claimed from you. Higher limits generally cost much less than the increase in protection.
First written