Liability Car Insurance in Nebraska
Numbers refreshed
Nebraska's lowest-cost legal policy: its price and what it doesn't cover.
- For liability, the average is $46 each month.
- 25/50/25.the minimum liability limits.
- Among 51 states, Nebraska ranks 35th in cost (1st = highest).
How much liability costs in Nebraska
In Nebraska, liability-only car insurance costs an average of $546 yearly, or roughly $46 monthly. For liability, Nebraska sits 36th in cost.
| Coverage in Nebraska | Per year | Per month |
|---|---|---|
| Liability | $546 | $46 |
| Collision | $402 | $33 |
| Comprehensive | $397 | $33 |
| Full coverage (all three) | $1,345 | $112 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
What you still pay under the minimum
At least 25/50/25 liability is required in Nebraska. Each person hurt is covered up to $25,000, everyone hurt in one crash up to $50,000, and damage to other people's property up to $25,000.
Payments from liability go to other people. You pay for repairs to your own car unless you add collision.
Any amount beyond your limits after a crash can be claimed from you. Raising your limits usually costs far less than the extra protection you get.
First written