Average Car Insurance Cost in Nebraska
Numbers refreshed
Nebraska averages from NAIC, broken out by coverage, plus the national rank.
- The average for full coverage is $1,345 a year.
- The minimum liability limits are 25/50/25.
- Among 51 states, Nebraska ranks 35th in cost (1st marks the highest).
Nebraska average cost by coverage
In Nebraska, full coverage averages $1,345 a year. At 17% below the US yearly average of $1,613, this figure is lower.
In 2023, average insured-car spending was $981. By 2024, it reached $1,108, up 13.0%.
| Coverage in Nebraska | Per year | Per month |
|---|---|---|
| Liability | $546 | $46 |
| Collision | $402 | $33 |
| Comprehensive | $397 | $33 |
| Full coverage (all three) | $1,345 | $112 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Nebraska compared with similar states
| State | Rank | Full coverage a year | A month |
|---|---|---|---|
| West Virginia | 32nd | $1,367 | $114 |
| Virginia | 33rd | $1,358 | $113 |
| Tennessee | 34th | $1,354 | $113 |
| Nebraska | 35th | $1,345 | $112 |
| Kentucky | 36th | $1,337 | $111 |
| Montana | 37th | $1,322 | $110 |
| Kansas | 38th | $1,295 | $108 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
The number for you
Every age and record goes into the averages. The Nebraska calculator adjusts them for your details.
Learn more about car insurance in Nebraska
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