Full Coverage Car Insurance in Nebraska
Numbers refreshed
Liability, collision and comprehensive together, priced from the Nebraska averages.
- $112.the average monthly cost of full coverage.
- 25/50/25.the minimum liability limits.
- 35th of 51.the most expensive state (1st = highest).
How much full coverage costs in Nebraska
Full coverage adds collision and comprehensive to liability. Those two parts cost $799 a year in Nebraska, on top of the $546 liability average.
| Coverage in Nebraska | Per year | Per month |
|---|---|---|
| Liability | $546 | $46 |
| Collision | $402 | $33 |
| Comprehensive | $397 | $33 |
| Full coverage (all three) | $1,345 | $112 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Where full coverage stops being worth it
While you still owe money on the car, lenders and lease companies require it.
When the car is paid off, weigh what it's worth against the $799 a year that added cover costs. If a single bad year of premiums would cover most of the car's price, liability only usually gives you the better deal.
Full coverage for each car in Nebraska
These estimates are for an adult with a clean record, taken from IIHS-HLDI loss results. Of the 40 models we price, these are the cheapest and the dearest:
| Car | Per year | Per month |
|---|---|---|
| Honda CR-V | $872 | $73 |
| Honda Pilot | $894 | $75 |
| Subaru Outback | $958 | $80 |
| Toyota RAV4 | $989 | $82 |
| Mercedes-Benz C-Class | $1,878 | $156 |
| Chevrolet Camaro | $2,263 | $189 |
| Dodge Charger | $2,308 | $192 |
| Dodge Challenger | $2,542 | $212 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
First written