Non-Owner Car Insurance in Utah
Numbers refreshed
Liability protection for Utah drivers who don't own a car.
- $68.average owner liability cost each month.
- Minimum liability limits: 30/65/25.
- Among 51 states, this ranks 25th for cost (1st = highest).
Who non-owner insurance is for
- You often drive borrowed or rented cars but don't own one.
- You have no car to insure, and Utah asks you for an SR22 filing.
- You want coverage to continue between cars, since a gap can increase your next price.
What the policy covers
A non-owner policy covers liability only. It must meet the 30/65/25 minimum in Utah.
If you cause a crash in a borrowed car, it pays other people. This policy won't fix the car you drive, and the owner's policy normally pays the claim first.
How much it costs
No official average exists for non-owner policies. For car owners in Utah, the average liability cost is $812 a year. Non-owner policies usually cost less because no car is parked in your driveway each day.
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