Average Car Insurance Cost in Alaska
Numbers refreshed
By coverage, NAIC averages for Alaska include its national rank.
- $1,399.average each year for full coverage.
- Minimum liability limits of 50/100/25.
- It ranks 26th among 51 states for expense (1st = highest).
Average Alaska costs by coverage
In Alaska, full coverage costs an average of $1,399 a year. The amount is 13% lower, compared with a US average of $1,613 a year.
In 2023, spending per insured car averaged $1,113. By 2024, it averaged $1,231, a rise of 10.6%.
| Coverage in Alaska | Per year | Per month |
|---|---|---|
| Liability | $680 | $57 |
| Collision | $515 | $43 |
| Comprehensive | $204 | $17 |
| Full coverage (all three) | $1,399 | $117 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Alaska compared with similar states
| State | Rank | Full coverage a year | A month |
|---|---|---|---|
| Oklahoma | 23rd | $1,454 | $121 |
| New Mexico | 24th | $1,422 | $118 |
| Utah | 25th | $1,403 | $117 |
| Alaska | 26th | $1,399 | $117 |
| Pennsylvania | 27th | $1,396 | $116 |
| Alabama | 28th | $1,388 | $116 |
| Illinois | 29th | $1,383 | $115 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
The number for you
Every age and record is included in the averages. The Alaska calculator accounts for your age and record.
First written