Average Car Insurance Cost in Arkansas
Figures updated
NAIC averages for Arkansas, broken out by coverage, plus its national rank.
- $1,465. the yearly average for full coverage.
- 25/50/25. the minimum liability limits.
- 21st among 51.most expensive state (1st = highest)
Arkansas average cost by coverage
In Arkansas, full coverage runs $1,465 a year on average. That figure runs 9% under the US average, which is $1,613 a year.
Spending per insured car averaged $1,032 in 2023 and $1,172 in 2024, a rise of 13.6%.
| Coverage in Arkansas | Per year | Per month |
|---|---|---|
| Liability | $586 | $49 |
| Collision | $508 | $42 |
| Comprehensive | $371 | $31 |
| Full coverage (all three) | $1,465 | $122 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Arkansas compared with similar states
| State | Rank | Full coverage a year | A month |
|---|---|---|---|
| Massachusetts | 18th | $1,611 | $134 |
| Mississippi | 19th | $1,542 | $129 |
| Washington | 20th | $1,522 | $127 |
| Arkansas | 21st | $1,465 | $122 |
| Missouri | 22nd | $1,462 | $122 |
| Oklahoma | 23rd | $1,454 | $121 |
| New Mexico | 24th | $1,422 | $118 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
The number for you
Averages blend all ages and records, but the Arkansas calculator adjusts for your own.
Originally written