Average Car Insurance Cost in Washington
Numbers refreshed
NAIC averages for Washington, broken down by coverage, with the national rank.
- $1,522.per year on average for full coverage.
- 25/50/10.the minimum limits for liability.
- 20th of 51.the most expensive state (1st = highest).
Average cost by coverage in Washington
In Washington, full coverage averages $1,522 a year. The US average is $1,613 a year, and this figure runs 6% lower.
In 2023, average spending per insured car was $1,150; by 2024 it had reached $1,416, up 23.1%.
| Coverage in Washington | Per year | Per month |
|---|---|---|
| Liability | $834 | $70 |
| Collision | $469 | $39 |
| Comprehensive | $218 | $18 |
| Full coverage (all three) | $1,522 | $127 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Washington compared with similar states
| State | Rank | Full coverage a year | A month |
|---|---|---|---|
| Arizona | 17th | $1,647 | $137 |
| Massachusetts | 18th | $1,611 | $134 |
| Mississippi | 19th | $1,542 | $129 |
| Washington | 20th | $1,522 | $127 |
| Arkansas | 21st | $1,465 | $122 |
| Missouri | 22nd | $1,462 | $122 |
| Oklahoma | 23rd | $1,454 | $121 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
The number for you
Averages mix all ages and driving records. The Washington calculator adjusts for yours.
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