Average Car Insurance Cost in Oregon
Numbers refreshed
NAIC averages for Oregon, broken down by coverage, along with its national ranking.
- $1,375.what full coverage costs in a year on average.
- 25/50/20.liability limits at the minimum.
- 30th of 51.the most expensive state (1st means the highest).
Average price in Oregon by coverage
In Oregon, the yearly average for full coverage is $1,375. The US average comes to $1,613 a year, so Oregon is 15% less.
Up 8.4%, average spending per insured car moved from $1,171 in 2023 to $1,269 in 2024.
| Coverage in Oregon | Per year | Per month |
|---|---|---|
| Liability | $804 | $67 |
| Collision | $385 | $32 |
| Comprehensive | $186 | $16 |
| Full coverage (all three) | $1,375 | $115 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Similar states compared with Oregon
| State | Rank | Full coverage a year | A month |
|---|---|---|---|
| Pennsylvania | 27th | $1,396 | $116 |
| Alabama | 28th | $1,388 | $116 |
| Illinois | 29th | $1,383 | $115 |
| Oregon | 30th | $1,375 | $115 |
| Minnesota | 31st | $1,373 | $114 |
| West Virginia | 32nd | $1,367 | $114 |
| Virginia | 33rd | $1,358 | $113 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
The figure for you
Averages combine every age and record. This Oregon calculator adjusts for your own.
More information on car insurance in Oregon
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