Car Insurance for Car insurance after an accident
Numbers refreshed
Car insurance after an accident comes with its own rules, discounts and programs, drawn from official and insurer sources.
Car insurance after an accident: what to know
- First accident forgiveness is offered by some insurers. For a higher cost, a qualifying accident won't lead to a premium increase. (Maryland Insurance Administration: Consumer Guide to Auto Insurance (PDF))
- A PIP claim is not something an insurer in Maryland can use to raise your premium. (Maryland Insurance Administration: Consumer Guide to Auto Insurance (PDF))
- Maryland: 3 claims that weren't your fault in 3 years can lead to cancellation or nonrenewal, meaning three or more such claims in three years. (Maryland Insurance Administration: Consumer Guide to Auto Insurance (PDF))
- In Maryland, nonrenewal is allowed once you have 2 at-fault accident claims in 3 years, meaning two or more such claims over a three year period. (Maryland Insurance Administration: Consumer Guide to Auto Insurance (PDF))
Your personal estimate
The calculator works out a price for your age, your driving record and your car in your state. No name or phone is needed.
Other people who drive
- Military members
- Seniors
- Veterans
- Teens (16, 17, 18 year olds)
- Car insurance without a driver's license
- New drivers
- High-risk drivers
- Low-income drivers
- College students
- Insurance for leased cars
- First-time drivers (any age)
- Car insurance after a speeding ticket
- Teachers
- Insurance for financed cars
- Rideshare insurance (uber and lyft drivers)
- Car insurance after a dui
- Nurses
- Drivers with disabilities
- Women
- Delivery driver insurance (doordash, uber eats)
- International students
First written